Oregon Health Insurance (2026)

ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Oregon. Rates shown before premium tax credits — most buyers qualify for subsidies.

Silver Premium

$430/mo

Age 40, before credits

Avg Deductible

$3,800

Silver plan

Medicaid

Expanded

Up to 138% FPL

Insurers

8

On marketplace

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Top Health Insurers in Oregon

1

Blue Cross Blue Shield

Nationwide network

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Avg Monthly

$480

Network

Very Large

Rating

4.5/5

2

UnitedHealthcare

Employer plans

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Avg Monthly

$510

Network

Large

Rating

4.3/5

3

Aetna

CVS integration

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Avg Monthly

$495

Network

Large

Rating

4.2/5

4

Cigna

Mental health coverage

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Avg Monthly

$490

Network

Large

Rating

4.2/5

5

Kaiser Permanente

Integrated care

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Avg Monthly

$440

Network

Regional

Rating

4.7/5

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Enrollment Requirements & Key Dates

  • Open Enrollment: Nov 1 – Jan 15
  • Oregon Health Plan covers adults up to 138% FPL
  • ACA subsidies via HealthCare.gov

Oregon Health Insurance Facts

Oregon Health Plan (OHP) has some of the broadest Medicaid coverage in the US.
Oregon expanded OHP to cover all residents up to 138% FPL.
Cover Oregon failed in 2014; now uses HealthCare.gov backend.

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