Oregon Health Insurance (2026)
ACA marketplace health insurance rates, Medicaid eligibility, and top insurers in Oregon. Rates shown before premium tax credits — most buyers qualify for subsidies.
Silver Premium
$430/mo
Age 40, before credits
Avg Deductible
$3,800
Silver plan
Medicaid
Expanded
Up to 138% FPL
Insurers
8
On marketplace
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Top Health Insurers in Oregon
1
Compare PlansBlue Cross Blue Shield
Nationwide network
Avg Monthly
$480
Network
Very Large
Rating
4.5/5
2
Compare PlansUnitedHealthcare
Employer plans
Avg Monthly
$510
Network
Large
Rating
4.3/5
3
Compare PlansAetna
CVS integration
Avg Monthly
$495
Network
Large
Rating
4.2/5
4
Compare PlansCigna
Mental health coverage
Avg Monthly
$490
Network
Large
Rating
4.2/5
5
Compare PlansKaiser Permanente
Integrated care
Avg Monthly
$440
Network
Regional
Rating
4.7/5
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Enrollment Requirements & Key Dates
- •Open Enrollment: Nov 1 – Jan 15
- •Oregon Health Plan covers adults up to 138% FPL
- •ACA subsidies via HealthCare.gov
Oregon Health Insurance Facts
Oregon Health Plan (OHP) has some of the broadest Medicaid coverage in the US.
Oregon expanded OHP to cover all residents up to 138% FPL.
Cover Oregon failed in 2014; now uses HealthCare.gov backend.
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