Nationwide vs Travelers
Side-by-side car insurance comparison based on rates across all available locations
Lower Avg Rate
Nationwide
4.3Avg Monthly
$98/mo
Best Rate
$84/mo
Best For
Full coverage
Top Discount
SmartRide 40%
Founded
1926 · Columbus, Ohio
Available In
5 locations
VS
Travelers
4.2Avg Monthly
$136/mo
Best Rate
$98/mo
Best For
Full coverage
Top Discount
Hybrid car 10%
Founded
1853 · New York, New York
Available In
7 locations
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Rate Comparison by State
Nationwide cheaper: 0Travelers cheaper: 0
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Pros & Cons
Nationwide
Pros
- ✓SmartRide telematics can save up to 40% for safe drivers
- ✓Strong life insurance and financial services arm
- ✓Pet insurance available through Nationwide
- ✓Good multi-policy discount when bundling products
Cons
- ✗Not available in all 50 states for all products
- ✗Average rates are not always the most competitive
Travelers
Pros
- ✓Competitive home insurance rates — especially in low-risk states
- ✓IntelliDrive telematics programme for auto
- ✓Strong financial ratings (A++ AM Best)
- ✓Available in all 50 states
Cons
- ✗Auto rates not always the lowest vs dedicated auto insurers
- ✗Limited digital self-service compared to newer competitors
Which Should You Choose?
Nationwide and Travelers are evenly matched — each is cheaper in 0 of 0 states where both operate.
Nationwide has a higher average customer rating (4.3/5) compared to Travelers (4.2/5). However, ratings can vary by state and coverage type.
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Nationwide vs Travelers — FAQs
Is Nationwide cheaper than Travelers?
Nationwide is cheaper in 0 of 0 states where both operate. However, rates vary by location, so Travelers may be cheaper in your area. Always compare quotes for your specific state and circumstances.
Which has better ratings — Nationwide or Travelers?
Nationwide has an average rating of 4.3/5, while Travelers averages 4.2/5 across all states. Both are well-established insurers with strong financial stability.
What discounts does Nationwide offer vs Travelers?
Nationwide's top discount is "SmartRide 40%", while Travelers offers "Hybrid car 10%". Both insurers offer multi-policy, good driver, and other standard discounts — check each insurer's site for the full list.
Can I switch from Nationwide to Travelers?
Yes. You can switch car insurance at any time, though it's usually best to switch at renewal to avoid cancellation fees. Get quotes from both Nationwide and Travelers to compare rates for your specific situation.
Which is better for my state?
It depends on where you live. Use the rate comparison table above to see which insurer is cheaper in your state. Factors like your driving record, age, and vehicle also affect your personal quote.