Nationwide vs Progressive
Side-by-side car insurance comparison based on rates across all available locations
Nationwide
4.3Avg Monthly
$98/mo
Best Rate
$84/mo
Best For
Full coverage
Top Discount
SmartRide 40%
Founded
1926 · Columbus, Ohio
Available In
5 locations
Progressive
4.1Avg Monthly
$114/mo
Best Rate
$66/mo
Best For
Usage-based savings
Top Discount
Snapshot 30%
Founded
1937 · Mayfield Village, Ohio
Available In
50 locations
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Rate Comparison by State
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Pros & Cons
Nationwide
Pros
- ✓SmartRide telematics can save up to 40% for safe drivers
- ✓Strong life insurance and financial services arm
- ✓Pet insurance available through Nationwide
- ✓Good multi-policy discount when bundling products
Cons
- ✗Not available in all 50 states for all products
- ✗Average rates are not always the most competitive
Progressive
Pros
- ✓Accepts high-risk and SR-22 drivers
- ✓Snapshot telematics can save safe drivers up to 30%
- ✓Name Your Price tool lets you build a policy around your budget
- ✓Competitive for bundling home and auto
Cons
- ✗Rates can be higher than competitors for clean-record drivers
- ✗Customer satisfaction scores vary by region
Which Should You Choose?
Progressive is the cheaper option in 5 of 5 states where both insurers operate, saving an average of $5/month. Nationwide is cheaper in 0 states.
Nationwide has a higher average customer rating (4.3/5) compared to Progressive (4.1/5). However, ratings can vary by state and coverage type.
Nationwide is generally best for full coverage, while Progressive stands out for usage-based savings. The right choice depends on your priorities — lowest price, best service, or specific discounts.
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